And So This Life Insurance Blog Was Created

This life insurance blog meant to take notes of my activities as a family and business insurance adviser in the Philippines. This would serve as my journal to help me improve my daily activities. But I changed my mind.

Instead, I’ll write about getting financial protection – importance of and who needs life insurance, types of policies, estate planning - and other topics on life insurance. Almost everyone needs life insurance. Either you are not insured or your coverage is not enough.

In any case most people do not realize the need for protection without the help of a life insurance agent. In the Philippines, they say that only 12% of the around 80 million Filipinos have some form of insurance coverage. And there is huge potential to increase this rate. My life insurance blog will show more of that.

This also goes with the savings rate in the Philippines. Savings help fuel the economy. The higher the savings rate in the country the more funds that could be used for infrastructure and other projects.

But where do people save? They put their money in the banks even with minimal or negligible interest rate. Banks lend money to finance businesses and projects or expand existing operations.

But life insurance can be a form of savings. Most life insurance companies turn premiums into investments by putting them in investment funds. If more people buy life insurance policies, there will be more funds that could be turned into investments.

I intend to help people taking financial planning further through this blog. The info here is for reading purposes only and my posts are meant to encourage you to seek the services of a financial adviser.


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